March 25, 2004 - Americans Concerned About Paying For Retirement, Nationwide Poll By Quinnipiac University Finds; Voters Oppose Gay Marriage, But Don't Want To Change Constitution
A total of 67 percent of American voters are "very concerned" or "somewhat concerned" that they will not have enough money to live comfortably in retirement, according to a Quinnipiac University poll released today. The concern level ranges from 62 percent among voters 18 to 34 years old, to over 70 percent in the 35 to 64-year-old age bracket, dropping to 57 percent among voters 65 and older.

The independent Quinnipiac (KWIN-uh-pe-ack) University poll expanded its survey to 1,865 voters allowing for closer examination of subgroups.

All voters say 59 - 24 percent that there will not be enough money in Social Security when they retire. Among the 18 to 34-year-olds, 83 percent say Social Security will come up short, with this concern dropping through the age groups to 16 percent among those over 64 years old who are still employed.

All voters want 52 - 39 percent to be allowed to invest a portion of their Social Security payments in the stock market: 18 to 34-year-olds support this 64 - 28 percent, as 50 to 64-year-olds split 44 - 45 percent and senior citizens oppose it 56 to 30 percent.

"The younger they are, the more voters want to call their own shots on how to invest their Social Security money," said Maurice Carroll, director of the Quinnipiac University Polling Institute.

"But voters of every age are worried about a comfortable retirement, and about paying for health care in their later years. Of course, senior citizens who already are getting a check in the mail are a little less concerned," Carroll added.

A total of 61 percent of American voters are "very concerned" or "somewhat concerned" about paying for medical care when they retire. The highest levels of concern, over 60 percent, are in the middle age groups covering voters 35 to 64 years old. Same Sex Marriage

American voters oppose 53 - 40 percent allowing same sex couples to form civil unions, with voters 18 to 34 years old supporting civil unions 48 - 46 percent and voters 65 and older opposing civil unions 63 - 27 percent.

Opposition is even stronger to gay marriage: 63 - 31 percent among all voters. Even younger voters oppose gay marriage 52 - 44 percent, while seniors are opposed 77 - 15 percent.

But American voters oppose 51 - 41 percent amending the U.S. Constitution to ban same-sex marriage. Opposition ranges from 59 - 35 percent among 18 to 34-year-old voters to 50 - 42 percent among 50 to 64-year-olds, while senior citizens support a constitutional amendment 47 - 40 percent.

"Americans don't like gay marriage 2 -1. They also oppose by a smaller margin John Kerry's position in favor of same sex civil unions. But by almost the same margin, they oppose President George W. Bush's call to amend the Constitution to ban gay marriage," Carroll said.

From March 16 - 22, Quinnipiac University surveyed 1,865 registered voters nationwide, with a margin of error of +/- 2.3 percent. The survey includes 384 voters 65 or older with a margin of error of +/- 5 percent.

The Quinnipiac University Poll, directed by Douglas Schwartz, Ph.D., conducts public opinion surveys in New York, New Jersey, Connecticut, Pennsylvania and nationwide as a public service and for research.

For additional data -- www.quinnipiac.edu or call (203) 582-5201

30. What do you think of the nation's Social Security system? Do you think that by the time you retire there will be enough money in the system to pay you the benefits you are entitled to, or do you think there will not be enough money left to pay you the benefits?

                     Tot     Rep     Dem     Ind     Wht     Blk     His


Yes/Will be benefits 24% 28% 19% 25% 25% 23% 21% No/Not enough 59 52 62 64 57 60 72 RETIRED(VOL) 12 12 15 8 13 12 2 DK/NA 5 7 4 3 5 4 5

Wht AGE IN YEARS............... 65+ 65+ Men Wom Wom 18-34 35-49 50-64 65+ Men Wom

Yes/Will be benefits 27% 22% 22% 13% 18% 43% 24% 31% 20% No/Not enough 60 58 55 83 77 44 16 16 16 RETIRED(VOL) 9 14 17 - 1 6 55 50 58 DK/NA 4 6 6 4 4 7 5 3 6



31. Do you support or oppose allowing individuals to invest a portion of their social security taxes in the stock market?

                     Tot     Rep     Dem     Ind     Wht     Blk     His


Support 52% 61% 39% 54% 53% 39% 56% Oppose 39 31 50 36 38 46 34 DK/NA 10 9 11 10 9 15 9

Wht AGE IN YEARS............... 65+ 65+ Men Wom Wom 18-34 35-49 50-64 65+ Men Wom

Support 58% 46% 46% 64% 59% 44% 30% 38% 25% Oppose 35 42 43 28 32 45 56 49 60 DK/NA 8 12 11 8 8 10 14 13 15



32. Are you retired?

                     Tot     Rep     Dem     Ind     Wht     Blk     His


Yes 25% 24% 29% 22% 26% 26% 13% No 75 75 71 78 73 74 86 DK/NA 1 - 1 - 1 - 1

Wht AGE IN YEARS............... 65+ 65+ Men Wom Wom 18-34 35-49 50-64 65+ Men Wom

Yes 21% 28% 30% 1% 3% 28% 91% 88% 93% No 78 72 69 99 97 72 8 12 5 DK/NA - 1 1 - - 1 1 - 2



33. (If not retired q32) At what age do you plan on retiring?

                     Tot     Rep     Dem     Ind     Wht     Blk     His


Under 55 8% 9% 5% 8% 6% 17% 13% 55-59 12 12 13 9 12 10 12 60-64 20 24 19 19 21 16 16 65 27 30 28 27 29 24 25 Over 65 15 10 15 17 14 11 22 DK/NA 18 15 20 20 18 22 12

Wht AGE IN YEARS......... Men Wom Wom 18-34 35-49 50-64

Under 55 11% 5% 3% 15% 5% 1% 55-59 14 9 10 14 11 9 60-64 21 19 19 18 18 29 65 26 29 30 24 33 25 Over 65 13 16 16 11 16 16 DK/NA 15 22 22 18 17 20



34. Thinking about your retirement, please tell me how concerned you are that each of the following things might happen to you. --

How concerned are you that you won't have enough money to live comfortably -- are you very concerned, somewhat concerned, not too concerned or not at all concerned?
                     Tot     Rep     Dem     Ind     Wht     Blk     His


Very concerned 33% 24% 44% 31% 29% 56% 44% Smwht concerned 34 34 35 34 36 21 28 Not too concerned 20 24 13 22 22 13 13 Not at all concerned 13 17 7 12 13 9 15 DK/NA 1 - 1 - - 2 -

Wht AGE IN YEARS............... 65+ 65+ Men Wom Wom 18-34 35-49 50-64 65+ Men Wom

Very concerned 27% 39% 34% 28% 39% 38% 28% 24% 30% Smwht concerned 32 35 37 34 36 33 29 24 33 Not too concerned 22 18 19 24 17 18 19 17 20 Not at all concerned 18 8 10 13 8 10 22 31 16 DK/NA 1 - - - - 1 2 4 1



35. How concerned are you that you will become a burden for your family -- ...?

                     Tot     Rep     Dem     Ind     Wht     Blk     His


Very concerned 20% 15% 28% 18% 17% 34% 35% Smwht concerned 23 21 25 26 25 14 16 Not too concerned 29 35 25 28 30 25 22 Not at all concerned 26 28 20 27 26 25 26 DK/NA 1 1 2 1 1 1 2

Wht AGE IN YEARS............... 65+ 65+ Men Wom Wom 18-34 35-49 50-64 65+ Men Wom

Very concerned 14% 26% 22% 18% 22% 21% 21% 20% 22% Smwht concerned 20 26 29 19 24 27 24 19 28 Not too concerned 30 28 29 34 30 27 21 17 24 Not at all concerned 34 19 19 28 23 24 31 43 24 DK/NA 1 1 1 - 1 2 2 1 3



36. How concerned are you that you will have large medical bills and not be able to pay for the care that you need -- ...?

                     Tot     Rep     Dem     Ind     Wht     Blk     His


Very concerned 32% 20% 42% 33% 27% 50% 42% Smwht concerned 29 30 30 30 32 21 21 Not too concerned 23 31 18 21 25 18 20 Not at all concerned 15 19 10 15 16 9 16 DK/NA 1 - 1 1 1 2 1

Wht AGE IN YEARS............... 65+ 65+ Men Wom Wom 18-34 35-49 50-64 65+ Men Wom

Very concerned 26% 37% 32% 27% 33% 36% 30% 30% 30% Smwht concerned 29 30 33 28 31 32 27 24 29 Not too concerned 25 22 23 28 23 19 22 19 25 Not at all concerned 20 11 11 17 12 12 20 25 16 DK/NA 1 1 1 1 1 1 1 1 -



38. Would you support or oppose a law that would allow same-sex couples to form civil unions, giving them many of the legal rights of married couples?

                     Tot     Rep     Dem     Ind     Wht     Blk     His


Support 40% 29% 47% 43% 41% 27% 41% Oppose 53 67 43 48 52 61 53 DK/NA 7 4 10 9 7 12 6

Wht AGE IN YEARS............... 65+ 65+ Men Wom Wom 18-34 35-49 50-64 65+ Men Wom

Support 38% 42% 44% 48% 44% 37% 27% 23% 29% Oppose 54 51 50 46 49 56 63 65 61 DK/NA 8 7 7 6 7 7 11 12 10



39. Would you support or oppose a law that would allow same-sex couples to get married?

                     Tot     Rep     Dem     Ind     Wht     Blk     His


Support 31% 16% 41% 34% 31% 22% 35% Oppose 63 81 52 59 64 69 59 DK/NA 6 3 7 7 5 9 6 Wht AGE IN YEARS............... 65+ 65+ Men Wom Wom 18-34 35-49 50-64 65+ Men Wom

Support 28% 33% 34% 44% 34% 25% 15% 16% 14% Oppose 66 61 61 52 61 69 77 74 78 DK/NA 6 6 5 4 5 6 9 10 8



40. Would you support or oppose amending the United States Constitution to ban same sex-marriage?

                     Tot     Rep     Dem     Ind     Wht     Blk     His


Support 41% 57% 31% 37% 42% 39% 37% Oppose 51 37 60 55 51 45 53 DK/NA 8 6 9 8 7 16 10

Wht AGE IN YEARS............... 65+ 65+ Men Wom Wom 18-34 35-49 50-64 65+ Men Wom

Support 43% 40% 41% 35% 43% 42% 47% 43% 49% Oppose 48 53 53 59 51 50 40 42 39 DK/NA 9 7 7 6 7 8 13 15 12