Quinnipiac has partnered with Gallagher Koster to offer a student-focused health insurance plan that complements the services provided on campus. If a student does not have health insurance through his/her own or family plan to cover the medical costs of an unexpected illness or injury, his/her education could be interrupted or even terminated. To prevent this from happening, health insurance is required for all undergraduate, full-time students.
Quinnipiac University offers a health insurance policy similar to those of many other private and public colleges. The policy is as follows:
- All incoming and returning full-time Quinnipiac undergraduate students are required to have health insurance.
- Action must be taken. Each student must "enroll" (opt in) to the plan or "waive" (decline to take) the plan.
- Students who choose to enroll in the plan will be covered for a full 12 months beginning Aug. 15 for a total cost of $1,370. The cost will be added to the tuition bill.
- The website to waive or enroll in the QU Student Health Insurance program closes on Aug. 31.
- Download an information letter for parents (Adobe PDF)
How to submit an online enrollment or waiver form
- Go to www.gallagherkoster.com/Quinnipiac.
- Select "Student Waive/Enroll Forms." Choose either the red "Waive" or green "Enroll" button.
- To complete the online waiver form, you will need to provide information from your current health insurance card: Insurance company name, customer service telephone number, the name of the policyholder and policyholder ID or group number.
Immediately upon submitting the 2013-2014 Quinnipiac University Waiver or Enrollment Form, you will receive a confirmation number indicating that the form has been submitted. Print this confirmation number for your records, as it is your documentation that the form was submitted. If you do not receive a confirmation number, you will need to correct any errors and re-submit the form. The online process is the only accepted process for waiving coverage. The online process is the only accepted process for waiving coverage. The Web site will remain open until Aug. 31, 2013.
Please note that this is an annual process that needs to be completed every year of eligibility.
We encourage all families to review their current coverage before taking action on the Web site to ensure that their student's insurance needs will be covered in Connecticut as well as anywhere else in the world to avoid incurring unforeseen medical costs. To help in that decision, we have included some highlights of the Gallagher Koster Student Insurance Plan as well as some frequently-asked questions to help students in their comparison.
Highlights of the Gallagher Koster Student Insurance Plan
The Gallagher Koster Student Insurance Plan offers a 12-month health insurance plan that protects a student at school, at home and while traveling or studying abroad. Plan highlights include:
- Direct access to UnitedHealthcare Preferred Providers, including:
- Hospital of St. Raphael
- Yale New Haven Hospital
- Griffin Hospital
- MidState Medical Center
- St. Mary's Hospital
- Policy maximum now $100,000 per injury or sickness
- 100% coverage for in-network preventative care visits
- Prescription drug coverage up to the $100,000 policy maximum
- Inpatient hospitalization
- Gallagher Koster Complements, which include the Basix Dental Discount Savings Program, EyeMed Vision Discount Savings Program and CampusFit
Complete plan information, including costs and benefits, is available on the Gallagher Koster website.
The questions below are meant to assist students as they review their current insurance plan to ensure that they are appropriately covered.
Will I be allowed to use services provided at the QU Student Health Services if I do not purchase this policy?
Yes, you will have access to all services provided in Student Health Services whether or not you purchase this policy.
Does your current plan have a high deductible?
More and more employer plans are offering health insurance options with very high deductibles. It may be more affordable to enroll in the Student Health Insurance Plan rather than satisfying your current deductible.
Does your current plan have local and national doctors and hospitals available to you?
Confirm whether or not your plan will cover you while away from your primary coverage area, at school, or traveling anywhere else in the United States.
Does your current plan provide non-emergency care (such as coverage for the flu) when you are away from home? Do I need a referral? How long will that take?
Because it is impractical to return home whenever care is needed, you should confirm that your plan covers non-emergency care while outside of your primary coverage area. While researching this, it is important to know if you need a referral to an out-of-area doctor and if there is a large deductible.
Does your current plan provide medical evacuation and repatriation coverage in case you are traveling and need to be transferred to another location?
Whether you are traveling between home and school, on vacation, or on co-operative training, confirm that the plan you select includes good coverage for medical evacuation, repatriation, and, when necessary, travel assistance services.
Additional questions regarding this plan can be addressed through Gallagher Koster by contacting the dedicated Quinnipiac University Customer Service number at 1-877-449-7939 or by e-mail at email@example.com.
To visit the Student Health Center Web site, log in to the Quinnipiac MyQ Portal, select the Student Life tab, and then Student Health Services from the dropdown menu. A Quinnipiac username and password is required to access information on MyQ.
Students will be required to either ENROLL or WAIVE the Student Health Insurance Plan by the dates indicated above. If no action is taken, or a student enrolls in the insurance program, the annual cost of the plan will automatically be added to the student's fall tuition bill.